Know Your Credit

Do you know your credit?

Auto financing can be tricky, and that’s why at Ray Chevrolet, we’re here to help. Whether you need an auto loan with bad credit or an auto loan with no credit, Ray Chevrolet is the Chicagoland auto dealer for you.

When you have bad credit, auto dealers can make the process of car loans stressful and complicated, but our credit decisions are always quick and easy, and our car financing is always personalized to fit your every need. It’s important to first know where you stand, so explore our guidelines above or estimate your credit online to get a better idea of how your credit history will affect your car financing.

Click through the tabs to see which credit profile applies to you! Looking to finance a car with bad credit?

These consumers have situational credit problems. You can usually identify a significant economic disaster or event that caused the credit situation. For example:
  • A divorce
  • Illness or injury
  • Loss of employment
  • Major derogatory items due to medical problems, credit card debt, or loss of income
Though these consumers may have situational bad credit, car loans are still possible. You may just receive a higher rate or be asked to sign with a cosigner.
It may seem that when you have bad credit, auto loans aren’t in your reach, but our main goal is to get you approved and behind the wheel of a new or pre-owned Chevrolet today. We’re the best dealership for bad credit auto loans near Chicago, and our finance department is always working hard to make sure you get the financing right for you. So stop by our dealership in Fox Lake, IL, or give us a call at (847) 587-3300.